Course content:

• What is Mold?
  
• How Does Mold Reproduce and When Does It Thrive?
  
• Why Has Mold Become a Problem?
  
• Adverse Health Affects of Mold
  
• Mold Remediation
  
• Polices and Legislation
  
• Reducing Liability
  
• Court Cases and Litigation

Course content:

• General Discussion of Taxes
  
• Installments Sales
  
• The 1031 Tax Free Exchange
  
• The Law and the Rules
  
• The Paperwork

Course content:

• Misrepresentation, non-disclosure, and the unauthorized practice of law
  
• Disclosure of Environmental Hazards
  
• Federal Fair Housing
  
• Antitrust Law
  
• The American with Disabilities Act (ADA)
  
• Agency

Course content:

• The Fair Housing Act
  
• Fair Housing Advertising
  
• The 1988 Fair Housing Amendments Act
  
• Fair Housing Case Law
  
• Fair Housing Enforcement

Course content:

• Basics of Real Estate Finance
  
• Conventional Mortgage Loans
  
• Special Financing Alternatives
  
• Government Influences on Real Estate Finance
  
• Current Trends in Mortgage Lending
  
• Government Insured or Guaranteed Loans

Course content:

• Environmental Regulation and Real Estate
  
• Environmental Due Diligence
  
• Minimizing Environmental Liabilities
  
• Special Environmental Concerns for Real Estate

Features include:

• Leases and Tenant Issues
  
• Managing Residential Properties
  
• The Management-Owner Relationship
  
• Managing Emergency and Tenant Safety Issues
  

Course content:

• Essential Elements of Commercial Investment Real Estate
• The Financial Anatomy of a Real Estate Investment
• Establishing Market Value and Return for the Real Estate Investment
• Listing and Marketing the Real Estate Investment
  

Course content:

• Red Flags - what are they and what causes them?
• Inspecting for red flags inside and outside the home
• Red flags associated with environmental hazards and hazardous materials
  

Course content:

• Detail the demographics of this growing market
• Name and understand the different types of disabilities
• Use appropriate language and behavior to communicate successfully with
• persons who have disabilities
• Distinguish between adaptable, accessible and universal design
• Match prospective buyer’s needs to home you have to show
  

Course content:

• Explain the different classifications of real property and the various property management
• challenges involved with each
• Understand that identifying and achieving the owner’s objectives are the manager’s
• primary objectives
• Describe the process of putting together a management plan
• Understand the importance of state and local law in governing landlord-tenant relations
• Identify marketing opportunities and develop a marketing plan for a real estate investment
  

Course content:

• Describe the roles of each participant in most real estate transactions
• Explain several causes of foreclosure and list types of fraud
• Explain the differences between fixed-rate and adjustable-rate loans
• Discuss how real estate licenses can educate their investor clients to protect
• their investments
• List consumer protection laws and explain the intent of each
  

Course content:

• Explain the different classifications of real property and the various property management
• challenges involved with each
• Describe the procedures involved in taking over a property
• Explain the terms of a typical property management contract
• Distinguish among the different types of residential property
• Describe the process of putting together a management plan
  

Course content:

• Identify the two main requirements for mortgage interest deductions
• Discuss the limits on home equity loans when determining tax deductions
• Summarize the differences between acquisition debt and home equity debt
• Explain the gain or loss formula
• Identify items that may be included in the selling price

Course content:

• Define and explain the use of the principal financing instruments-the note, the mortgage and the
• deed of trust
• Name major sources of mortgage loan funding in the primary market
• Identify and explain the role of the key players in the secondary market
• Explain the purpose of private mortgage insurance and alternatives in practice today
• Describe the guidelines of the Fannie Mae/Freddie Mac standard and affordable loan products
  

Course content:

• Identify the characteristics of different types of investments
• Calculate the impact of leveraging of an investment
• Describe and calculate yield using the capitalization rate measurement
• Evaluate investors based on a variety of qualifying factors
  

Course content:

• Understand how to avoid misrepresentation claims
• Describe the real estate professional’s role regarding environmental hazards
• Recognize red flags associated with various hazards
• Explain the purpose of the Americans with Disabilities Acts (ADA)
• Discuss antitrust issues in today’s real estate market
  

Course content:

• Explain why more people have damaged credit than ever before
• Identify how an identity thief obtains and uses private information
• Decide whether a client could benefit from a credit repair
• Identify categories of information used to calculate credit scores
  

Course content:

• Outline specific guidelines for ethical business practice in real estate
• Define the role and responsibility of a buyer agent, seller agent
• Give examples of ethical decisions that lenders may face
• Describe the origins of the National Association of REALTORS® Code of Ethics
• Discuss the use of mediation as an alternative to arbitration
  

Course content:

• Differences between strict foreclosure, judicial sale and power of sale
• Determine a seller’s financial status to qualify for a short sale
• Develop specific techniques to use with short sale listings
• Understand the special contractual issues involved in short sale transactions
• Know the additional listing, sales, marketing, property management and accountability issues involved in handling REO listings
  

Course content:

• Recognize the role of obtaining property insurance in the real estate transaction
• Differentiate among the issues unique to insurance contracts
• Discuss coverage based on the types of property insured (condos and co-ops)
• Identify common causes of property damage
• Discuss the importance of carrying the right kind of policy
  

Course content:

• Describe the development of the reverse mortgage
• Point out the role of FHA and Fannie Mae with reverse mortgages
• Illustrate the difference between a forward and reverse mortgage
• Provide examples of how each of the reverse mortgage plans could be used to meet the specific financial needs of senior homeowners
• Explain the importance of reverse mortgage counseling
  

Course content:

• Differentiate between sustainable and green building
• Explain the value of life cycle analysis when choosing green materials
• Describe components of green building
• Explain the importance of identifying green features when doing a competitive market analysis
• Discuss the value of an energy audit
  

Course content:

• Understand the key roles the buyer agent must play in showing properties
• Assist the buyer with generating an offer to the seller
• Identify the critical issues that arise between contracting and closing
• Realize the importance of client communication
• Develop and effective marketing message